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Is it really possible to live without credit card debt, bill collectors, whopping interest payments, or anxiety about retirement? Yes it is, and Jean Chatzky, one of America's most beloved money experts, can teach you how to use the debt diet to make that dream a reality. The national bestseller that can help you create the life of your dreams for only $10 a day, using Jean Chatzky's powerful debt diet. "Managing debt properly is a crucial key to getting rich, and Jean Chatzky is a great source for help." David Bach, author of The Automatic Millionaire "Jean Chatzky helps you change the way you think about your money-and shows that getting out of debt is not as hard as it seems." Invest in a copy-it will be money well spent." It's a how-to book with solid strategies on money management. " Pay It Down! is much more than a book about reducing credit card debt. Chatzky's charm is her non-judgmental, optimistic tone." " Pay It Down! is a great little book that shows you step by step how to save, how to make more money and how to stay ahead of the curve by bringing down your debt. Michelle Singletary, The Washington Post "What I like about this book is its brevity in both size and solution.This book is all about simplicity." Its power lies in its simplicity and focus, and Chatzky's caring and thorough but no-nonsense approach." "This is that rare book that has the genuine ability to improve many lives. "Chatzky has a crisp and fast-paced style." Featuring real-life examples of people featured on her Today show series, Pay It Down can transform debtors into future millionaires. She offers practical, accessible strategies to help readers find the money to pay off their bills, lower their interest rates, and improve their credit scores.

Chatzky, one of America’s most popular personal finance experts, writes in down- to- earth, woman-next-door language about how to get started right away, without giving up the things that truly give you pleasure. Debt makes people feel depressed and overwhelmed, leaving them without enough money for the truly important things in life-education, retirement, owning a home, feeling secure. They pay more than $1000 a year in interest alone. The average American family has sixteen credit cards and high-rate debt of more than $8000, not even counting car loans and mortgages. Chatzky is focusing on debt because it’s the single biggest threat to our financial health. And because it doesn’t feel like an impossible goal, people are more likely to stick with Chatzky’s plan than an extreme regimen of spending cutbacks.
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It doesn’t sound like much-a movie ticket or lunch for two at McDonald’s- but $10 really can take you from debt to wealth in just a few years. Her method, both on TV and in this book, is simple yet powerful: the key is saving just $10 a day that you currently waste.
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Jean Chatzky has been working with viewers of NBC’s Today show for a series on how to get out of debt once and for all.
